Seventeen divisions · one account
Deposit dollars, convert to crypto, lock what you are not touching, spend on a Metallic⁺ iCard, and settle institutional volume on GovCore™ rails — inside one iBank account with an audit trail behind every movement.
Division 01 — iWallet™ // iMoney™
Hold dollars in a fiat vault, USDC through the iMoney™ CaaS desk, and long-horizon holdings inside a Crypto-Lock™ vault. Deposit by card or Apple Pay, convert between vaults at indicative rates, and withdraw fiat to a bank reference you control. Locked value stays locked until Operations signs off on a release.
Open the iWalletDivision 04 — iCard™ // iPay™
One card, machined in Mercury™, Rose™ or Alloy™ finish. $999.99 to issue, $99.99 a month while it stays open, and a portal where you can pause it a month at a time, resume it, or file a longer absence with Operations.
iCard™ portal
Division 03 — DeFi+ // FinTech+
Positions, conversions and rate movement read from the same screen as your balances, so a decision does not need a second app. iCredit™ and iCount™ push AI forecasts against your actual cash flow rather than a generic model.
Run the 3D⁺ calculator
Division 02 — SRPM+ // Local Fed+
Localized reserve tooling for authorities that mint and distribute: denominational planning, dual-control release windows and a mint-to-settlement ledger every auditor can follow.
See iGov™Division 07 & 12 — Neo, Unit, Carta™ and GovCore™
Every tier raises your monthly spend ceiling, opens a larger iRewards grant and widens the desks you can call. Upgrades land the same minute; step-downs wait for the period you already paid for.
Neo banking membership
$3,534.34 / month
Carta™ business banking
$29,685.97 / month
Unit banking membership
$40,868.41 / month
GovCore™ institutional banking
$72,713.85 / month
iGov™ // GovCore™ // UTO™ INTL
A $5,000,000 monthly ceiling, SRPM+ reserve tooling, iAudit™ artifacts on every movement and a named Operations contact — $72,713.85 per month, per entity.
iGov™ desk
iDev™ // UTO|ESSE 8.0⁺
The 3D⁺ calculator and iBanker card studio run live inside the tools desk.
Open tools →Seventeen divisions, from wallet and card processing to reserve minting, lending, media and the bankers guild.
Fiat–Crypto-Lock Wallet // CaaS
Localized reserve print-minting
Blockchain // decentralized finance
Payments processing
AI+ forecasting
Lendsurance
Aaragon™ tier // Crytal™ tier
Mercury™ → Rose™ → Alloy™
DAMOA accounting method
Delos™ // UTO™
CultTV+ // OBLTV+ // FPF+
Carta™ // GovCore™ // UTO™ INTL
𝕏Vents™ // UTO™
White label banking // iPartner™
Exponential stock exchange
News // bankers guild
Security // hiring
